Be Holy and Debt-Free. For the Holy Bible does not condone debts. Here are a few ‘Proven habits for financial freedom” to help you and them cope with the Easter “holidays” spending.
As you celebrate one of the biggest Christian days, keep your head high and remember the following;
Self-Control: Start there and remain conscious and focus. Limit your trips to shops and commercial venues. Tides and offering are what you have, not what you are moved to offer.
Use red hot cash: Swiping makes you spend what you do not have sometimes. If possible, buy with cash. But first consider the risk of cash.Don’t get into debt: Use available cash for all your purchases and don’t take on any new debt. Not even for paying for forgiveness.
Stop using credit cards to make it to the next paycheck: Say NO LOAN!! Stop getting further into debt because you need to support the wo/man of God.
For entertainment. Be creative at home. Visit friends and be creative on how to entertain yourselves and your family without spending a dime. God is watching.
Expenses: Look for, and avoid or plan for future expenses, so you don’t have to go into debt when they come up.
Communicate to be on the same page as your spouse or partner and children. Competing interests are suicidal; especially if they are unchristianed.
Be realistic: Debt accumulated within three or four years, may probably take you more than 10 years to get out of, and stay out of debt. Sometimes it becomes impossible.
Work towards Stop borrowing money : to make religious trips … matter what! Stay with NO credit cards, NO more car loans, NO more cash advances, etc. If you can’t afford something CASH, then YOU CAN’T AFFORD IT.
Do you have a raise or Bonus coming up in December? Pretend that you will die before then. Or that it will not even happen, and funnel all of the new money into the debt relief or saving.
Debt slavery? Realise that (almost any) debt = slavery. If you don’t mind debt, why get out of it?
Put a note in your wallet with this text: “DO I REALLY, REALLY NEED THIS THIS EASTER HOLIDAY?”
For your own forgiveness
Starting from this EASTER until your END, embark to teach yourself, your spouse, your children, your friends, your enemies, etc. never to buy what cannot be afforded. Teach the people next to you so that we can reduce the chain of debt and so your days on earth can be extended.
Education is the best way out of ALL types of poverty.
By Victorine Mbong Shu.
Victorine is in education and training since 2002. She is the CEO of Profounder Intelligence Management Services, Publisher, Editor, Researcher, Transformational Speaker, Mentor, Material Developer, Facilitator, Assessor, Moderator and TV Talk Show Host at Children Television South Africa (CTVSA). She is the owner of Profound Conference Centre in Bramley-JHB. She and Dr. Fru are raising 4 bubbly children, including Africa’s youngest multiple award-winning author of chapter books, Stacey Fru. Victorine is a respectable Involved Parenting Conversationalist with a Master’s Degree in Communications. She is a BrandSA Ambassador and Awards Winning Author of the following books:
- ‘Stop Complaining! and Bring Back Involved Parenting,’
- ‘Trapped in our shadows,’
- ‘Proven habits for financial freedom,’
- ‘Not too late: Stop Complaining and Bring Back Involved Parenting.’